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The 'We want to be your bank' plan will require three direct debit invoices, a payroll of 600 euros and using the card three times a quarter to continue without paying for services in the offices Ana Patricia Botín's surprise in London: she has 'dazzled' the City and Cameron calls her a 'super star' Banco Santander signs KPMG to detect future delinquent clients Banco Santander and Caixabank request the sales notebook of the Barclays subsidiary in Spain Santander and BBVA confront the 'bankers' Google and Amazon: they will provide more profitability in Internet operations Zero Commissions Banco Santander Zero Commissions Banco Santander Santander modifies the conditions to access the benefits of its well-known program 'We want to be your bank'. It will create three customer profiles within its famous commission-free program based on the relationship with the entity. It will once again charge commissions for transfers and payment of bills in the branches. As El Confidencial Digital has learned from financial sources, the changes in the conditions and benefits offered by Santander's 'We want to be your bank' program will be implemented starting June 24.

The underlying objective of this new commercial strategy is to obtain clients linked to the entity, who concentrate all their business around Banco Santander and thus take advantage of attracting and retaining the maximum possible depositors who have left the savings banks that have disappeared. Three classes of clients depending on the Middle East Mobile Number List relationship The sources familiar with the modifications consulted by ECD detail the new conditions of the program. It will be based on the creation of three different degrees of clients : The profile with the least connection will correspond to Pre Level clients. In the case of individuals, those who meet two requirements will access it. On the one hand, have an average monthly balance of 500 euros in accounts and deposits . On the other hand, having your payroll or pension direct deposited, or being a university student or bank shareholder. With these requirements, clients will not pay account administration and maintenance fees . They will also not assume costs for transfers and bill payments in banking and ATMs.



Commissions for transfers and payment of bills But here comes the news . As El Confidencial Digital has learned, users who want to continue having these services exempt, also in branches, will have to be part of the second customer segment (Level Plus). They will also be required to comply with “Your daily life” . A program that involves having three direct debit receipts, a payroll of more than 600 euros and using the card at least three times a quarter. It is designed for users who also have, for example, contracted a savings or product . If so, in addition to the advantages of the Pre Level, they will have access to products such as Payroll Advance Plus (personal for a maximum of 5,000 euros for eight months, with an APR of around 7%). The exclusive advantages of the third profile (Pro Level), the one with the most connection, will be, among others, discounts on the interest rate applied when contracting new mortgages and credits formalized since April . In the case of mortgage credit, the reduction in the applied rate can reach up to 1%. On personal , the bonus will range between 0.25% and 3%.